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Insurance & Excess Reduction

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CarRental.com.au sells excess reduction from QBE. This is available at the time of booking. If you wish to add it to your booking you can cancel your existing booking, make a new one and add the optional QBE insurance. It is considerably cheaper than the excess reduction offered by suppliers (up to 80%) with many more travel insurance inclusions (for example it includes $10000 cover for cancellations and $1000 for computers and other personal items).


The following is a summary of the insurance excess reduction products from the rental car companies.


Avis Insurance & Excess Reduction


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot.


Description$26.40/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $330.
Inclusions/ExclusionsDoes not include overhead damage or underbody damage; water damage; tyre damage, and the cost of replacing, if lost or stolen, an Accessory. Quote includes GST.
More infohttp://www.avis.com.au/avis/docs/809367_Avis_TCs_0311_r1_p1-12.pdf
Min Customer Age25
Excess$330
Standard (Maximum) Liability if you do not take excess reduction$2915 (extra $2000 for drivers under 25)


Budget Insurance & Excess Reduction


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot.


Description$25-$27/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $330
Inclusions/ExclusionsDoes not include overhead damage, water damage and underbody damage.
More infohttp://www.budget.com.au/upload/page/739/Budget-Terms-and-Conditions.pdf
Min Customer Age25
Excess$330
Standard (Maximum) Liability if you do not take excess reduction$2750


Hertz Insurance & Excess Reduction


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot. 


Description $27/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $500. Hertz offer a $0 liability "Max Cover" for $34.90/day (plus local taxes and airport surcharges of 10%-25%) but only at certain locations and for select vehicle types.
Inclusions/Exclusions Does not include water damages, hail, flood, fire, storm, cyclone or other natural disasters, nor single vehicle accidents (add $2200 to the liability, not applicable in Tasmania).
More info http://www.hertz.com.au/rentacar/misc/index.jsp?targetPage=Hertz_Australia_Terms_and_Conditions.jsp
Min Customer Age 25
Excess $500
Standard (Maximum) Liability if you do not take excess reduction $3500 for most vehicles ($5500 for Prestige and Fun Collection)


Thrifty Insurance & Excess Guide


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot.


Description $27/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $385. Thrifty offer a $0 excess option for $33/day.
Inclusions/Exclusions Single Vehicle Accident Fee: $0 from metro locations, $2,200 from non metro locations. Does not include water damage, under body damage, overhead damage or animal collisions between dusk and dawn.
More info http://www.thrifty.com.au/images/Thrifty_Protection_Options.jpg
Min Customer Age 25
Excess $385
Standard (Maximum) Liability if you do not take excess reduction $3300.



Europcar Insurance & Excess Guide


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot.


Description $26/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $390. Europcar offers 2 other levels of cover: $42.04/day (plus airport surcharges of 10%-25%) reduces liability to $0 and removes exclusions; $31/day plus airport surcharges of 10%-25%) reduces liability to $390 but includes windscreens, headlights, tyres.
Inclusions/Exclusions Does not include Windscreen, Headlights and Tyres
More info http://www.europcar.com.au/EBE/module/render/liability-buy-down
Min Customer Age 25
Excess $390
Standard (Maximum) Liability if you do not take excess reduction $3500.


Redspot Insurance Excess Guide


These options will be offered to you when you collect your rental car. If you have paid for QBE insurance via CarRental.com.au you will not need to take excess reduction at the depot.


Description $25/day (excluding local fees and airport surcharges of 10%-25%) reduces liability to $330. Redspot offers a $0 excess option for $33/day (excluding local fees and airport surcharges of 10%-25%) which also includes unlimited free tolls and refunds for early returns.
Inclusions/Exclusions Includes windscreen, headlight, tyre and overhead cover
More info https://www.redspot.com.au/CustomerServiceRentersLoss.html
Min Customer Age 25
Excess $330
Standard (Maximum) Liability if you do not take excess reduction $3300.